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Property Eligibility: The manufactured home must meet all FNMA requirements including but
not limited to the following: unit must be permanently affixed to a foundation and connected to all
utilities. Land on which unit is located must be owned fee simple, lease lots not eligible.
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| Doublewide |
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- Manufactured after 1976
- Conforming Fixed Rate, Fully Amortizing Loan
- 10 to 30 year terms available
- Repayment term supported by appraised remaining economic age
- 95% financing on the purchase of a primary home
- 90% financing on the purchase of a second home
- 95% financing with a rate/term refinance
- 65% financing with a cash/out, debt consolidation refinance
- Standard/Full Documentation required
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| Singlewide |
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- Manufactured after 1976
- Fixed Rates, Balloon Loans, & Adjustable Rates
- Loan Terms are as follows; 7 year fixed rate, 7 year balloon, 1/1 ARM, 3/1 ARM
- Repayment term supported by appraised remaining economic age
- Minimum loan amount of $5,000
- 80% Financing for Primary & Second Homes
- Standard/Full Documentation Required
- Minimum 625 Credit Score
- Escrows are not available
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