• To qualify must be at least 50 years old
• Maintain a balance of $1500.00 or more in Heritage Club Checking or Savings Account or
• Maintain a balance of $10,000.00 or more in any certificate of deposit
• Interest paid on a tiered rate for entire daily balance
• Maintenance fee waived on accounts with balances of $1,500.00 or more
• $15.00 maintenance fee on accounts with balances under $1,500.00 per statement cycle
• Unlimited Teller Access
• Free personalized basic checks
• Unlimited check writing
• Check Master Money Card
• Unlimited Point of Sale transactions
• No ATM fee when using Columbia Bank owned ATM’s or Presto ATM Network
• 24-hour account access through Info-Line and Internet Banking
• Check Image Statement
• Periodic special rates on Certificates of Deposits
• No fee for traveler’s checks, money orders, and cashier’s checks
• 20% Discount on Safe Deposit Boxes

• Extensive travel opportunities to local and regional destinations!
• Luncheons, potlucks and social events
• Quarterly Heritage Club newsletter.
• Informative seminars on important topics of interest
• Free notary service
• 10 free copies per month
• Complimentary limited fax service

Bahamas and Key West Cruise

March 2 thru March 7, 2009

Join us for an exciting 5 day cruise to the Bahamas and Key West.  We have included everything:  Taxes, All Tips, motorcoach from Lake City to the pier in Jacksonville, plus an escort to see you thru the entire trip, so join up  today and have the time of your life!  Price starts at $599.99 per person for inside cabins based on double occupancy. 

Reservations: Contact Charlene Brown PH: 386/754-8888, Ext. #120. 

Spectacular Alaska and Pacific Northwest

May 27th thru June 6, 2009

Following your stay in Seattle you will spend seven days cruising the inside passage of Alaska, watching for whales, mountain sheep, bear, eagles and a variety of other wildlife..  You will visit Victoria Island, plus gold rush towns in Alaska.  Our ship will call at the ports of Juneau, Skagway, Tracy Arm, plus Glacier Bay.  There is much to see and do and all from the comfort of Royal Caribbean's beautiful "Rhapsody of The Seas".  This tour will include motorcoach to Jacksonville, roundtrip air to Seattle, two night hotel stay in Seattle, tours in Seattle, seven night cruise and all port taxes and tips.  All this plus an escort with you the entire trip.  Prices starting at $1,999.00 per person for an inside cabin based on double occupancy.

Reservations: Contact Charlene Brown PH: 386/754-8888, Ext. #120 for more details.

Biloxi/New Orleans

August 3 thru August 6th 2009

Join the Heritage Club for a fun trip to Biloxi MS.  Board our luxurious video equipped motor coach in Lake City and join us for a three night stay at the beautiful Beau Rivage Hotel and Casino in Biloxi MS.  You will receive a Deluxe Accommodation (based on double occupancy), two Breakfast Buffets, one Dinner Buffet, welcome cocktail, $10.00 Free Slot Play, 20% Retail discounts, round trip luggage handling, tour of New Orleans with a stop at Harrah's Casino and a Round Trip coach.  All taxes are included.  There will also be included a Group Escort.

This tour also offers optional Golf at One of the Best Golf Courses in America.  Fallen Oaks is a Tom Fazio designed course that will stun golfers with beauty straight out of a Faulknel novel.  It has 510 acres of lush landscape offering a beautiful paradox of opportunity and challenges. 

 For more information on this tour, please contact Charlene Brown at 386-754-8888, Ext. #120.

Arabian Nights

November 19, 2009

We will travel round trip motor coach from Lake City to Orlando and enjoy a unique entertainment experience at the number one dinner show in Orlando...CNN's Larry King says "If you don't love Arabian Nights - check your pulse".

For more information on this tour, please contact Charlene Brown at 386-754-8888, Ext. #120.